Privacy Policy
What RiskyDrivers.ca Is
RiskyDrivers.ca is an introductory web platform, not a licensed insurance company, brokerage agency, or underwriter. This service collects consumer details to facilitate matching requests with independent licensed high-risk auto insurance specialists throughout Ontario. Final rates, policy variables, and eligibility parameters are determined exclusively by participating brokerages upon validation of official driving records.
Our website is located at https://riskydrivers.ca. This Privacy Policy explains what information we collect when you use this site, how we use it, and how we protect it.
Information We Collect
When you submit a quote request, we collect the information you provide through the form. This is the core purpose of the site — to gather enough detail about your driving situation so it can be reviewed by a licensed broker.
| Type | What It Includes | Why We Need It |
|---|---|---|
| Contact details | Name, email address, phone number | So a licensed broker can follow up with you directly |
| Location | City and province in Ontario | To match your request with brokers serving your area |
| Driving history | Tickets, accidents, suspensions, DUI convictions, cancellations, policy lapses | Required to identify appropriate high-risk broker support |
| Technical data | IP address, browser type, pages visited, session duration | Site analytics, spam prevention, and service improvement |
We do not collect payment information, credit card details, or any financial account data through this website.
How We Use Your Information
The information you provide through the quote request form is used for one primary purpose: to connect you with a licensed Ontario insurance broker who can review your situation and follow up with available coverage options.
We also use technical data to understand how the site is being used, improve its performance, and prevent spam submissions. We do not use your personal information for unsolicited marketing. We do not sell your data to advertisers or data brokers.
Sharing Your Information With Brokers
When you submit a quote request, your information — including your contact details, vehicle, and driving history — is forwarded to one or more licensed Ontario insurance brokers who specialise in high-risk auto insurance cases. This is the core function of the service.
These brokers are independent licensed professionals. Once your information is passed to them, their handling of your data is governed by their own privacy practices and by applicable Ontario insurance regulations. A broker will contact you directly to discuss your options — there is no obligation to proceed.
We do not share your information with anyone outside the broker referral process, except where required by law.
How Long We Keep Your Data
Quote request data is retained for a reasonable period to support the broker referral process and maintain records of service activity. In most cases, lead data is retained for up to 12 months from submission, after which it is deleted or anonymized.
Analytics and technical data collected through third-party tools is retained according to those services’ own standard settings — typically between 14 months and 26 months depending on the service.
If you ask us to delete your information, we will do so within a reasonable timeframe, except where we have a legal obligation to retain it.
Cookies & Analytics
This site uses cookies and analytics tools to understand how visitors are using it and to improve the quote request experience. A cookie consent tool (CookieYes) is used to manage your preferences and to comply with applicable privacy law. You can update or withdraw your cookie consent at any time through the banner on the site.
| Tool | Purpose | Type of Data |
|---|---|---|
| Google Analytics (GA4) | Measures site traffic and page performance | Anonymized browsing behaviour, device type, country/region |
| Microsoft Clarity | Session recordings and heatmaps to improve usability | Anonymized interaction data and page visits |
| Google Tag Manager | Manages the deployment of analytics scripts | Controls other tracking tools; does not independently collect data |
| CookieYes | Cookie consent management | Your consent preferences |
| FluentForms | Powers the quote request form | All information you enter into the form |
You may disable non-essential cookies through the cookie consent banner or your browser settings. Disabling cookies may affect how the quote request form functions.
Your Rights
You have the right to ask us what information we hold about you, to request corrections, or to ask us to delete it. You also have the right to withdraw consent at any time — though this will not affect anything that happened before the withdrawal.
To make any of these requests, please contact us through the website. We will acknowledge your request and respond within 30 days.
Contact
If you have any questions about this Privacy Policy or want to make a request about your data, please contact us through the website.
To submit a privacy request, use the quote request and include your request in the message field.
Important Disclosure: RiskyDrivers.ca is an introductory web platform, not a licensed insurance company, brokerage agency, or underwriter. This service collects consumer details to facilitate matching requests with independent licensed high-risk auto insurance specialists throughout Ontario. Final rates, policy variables, and eligibility parameters are determined exclusively by participating brokerages upon validation of official driving records.